The salient and unique features of Chandra Home Loans are innovative loan products, direct customer contact and customer ownership, focus on quality customer servicing, transparency and speed of operations, focus on relatively under-penetrated markets and a balanced portfolio mix. Robust Risk Management Systems and Processes, low-cost operations, well-recognized brand in south India with an established track record, stable and experienced senior management team. The Company’s products have been developed to suit the needs of different customers.